Category Archives: All Posts

Are Hybrids Defensive Assets?

Do you want to go into the match with a hybrid defense (sort of defensive and sort of attacking)- which may lead to a good result in an easy match, or a solid, boring defense – which may protect you … Continue reading

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Where is that $600 Billion exactly?

Critics of Self-Managed Super Funds (SMSFs) sometimes point to the ATO Statistical reports and become apoplectic about the fact that only 1% of the $600 Billion in SMSFs is invested in International shares. That statistic is sometimes used as evidence … Continue reading

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Choose an appropriate benchmark

If you’re going to compare the performance of something against a benchmark, it is very important to make sure you’re using an appropriate benchmark. If not you risk making decisions based on incorrect information. This holds true for mum and … Continue reading

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Tomorrow… is a long way off.

I might be a bit behind the times here, but I just learned about a fascinating study (published in 2013) done by Keith Chen, who is a behavioral economist at Yale University. “Could your Language affect your ability to save … Continue reading

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How is your Self-Managed fund really going, and why should you care?

As January is a quieter month for many people, it may be a good time to review how your Self-Managed Super Fund (SMSF) is really going, not just for compliance reasons, but because it might actually lead you to have … Continue reading

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2016 – It’s time for standard investment nomenclature

One of the best ways for investors to manage risk is to determine their most appropriate asset allocation. How much they want to have in Growth assets, and how much they want to have in Defensive assets. But what is … Continue reading

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I ♥ Volatility (part 3 of 3)

Following on from my last blog on ‘Volatility’, one reason for setting a target asset allocation is to manage risk. Another is the potential to increase returns, especially in times of increased volatility. For example, Owen sets a target asset … Continue reading

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I ♥ Volatility (part 2 of 3)

Following on from our last blog on ‘volatility’, we used to have a “news story of the day.” Now we have a “news” story of the hour. This accelerating pace of “news” causes us to feel more and more anxious, … Continue reading

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I ♥ Volatility (part 1 of 3)

I love share market volatility. Do you know why? Because it means “Opportunity”. When you look at past returns, and I don’t mean just last year or even the last 3 years, I mean the whole twentieth century, you learn … Continue reading

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Should I go to cash?

In August 2011 a client, Alan, commented that his brother-in-law (David, who was the CEO of a respected retail company), had told him that he was “going to cash” and that he should do the same, as he knew the … Continue reading

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